Quick checklist
- Add at least one card (consider adding a debit card as backup).
- Complete identity verification (passport) if prompted.
- Confirm your card is allowed for international/overseas transactions by your bank.
- Run a real Alipay test payment by scanning a QR code and attempting a small payment.
How to confirm your setup (the part people skip)
Adding a card isn’t the same as being able to pay. The most reliable way to know is to attempt a small QR payment and look for a success result inside the app.
If your Alipay test payment fails
- Try another funding source (add a debit card as backup).
- Finish passport verification in the app (if available).
- Call your bank: confirm overseas transactions are enabled and not blocked by risk controls.
- Keep a backup: set up WeChat Pay too.